Hidden Knowledge Part 4: Life insurance companies offers 10% discount for Homeopathy patrons cf. Allopathy patrons - Data reveals the superiority of Homoeopathic treatment.
An independent presentation of case fatality statistics comparing two "rival" medical systems, which further supports homeopathy is not a placebo but works (and why do we need vaccines?)
You can find all previous instalments of Hidden Knowledge at Totality of Evidence - HERE
During this journey of investigating the history of homeopathy, one of the things I was on the lookout for was some comparative data. I wanted to know how the practice of homeopathy compared to Allopathy or Old School medical practice. A keen interest is that of the infectious disease which we have been told kills so many people throughout history. But did they, or was it other factors that compounded those deaths.
In Part 2 of Hidden Knowledge, Dr William H. Holcombe gives one example of the striking mortality difference between the two philosophies of medical practice. He provided data form a 1849 outbreak of cholera in Cincinnati. Families who attended the same parish either use homeopathy or allopathy for their medical care. The infection rates were fairly close, 34% versus 29% of total individuals treated in each group with a resultant case fatality rate (CFR) for this epidemic of 0.6% mortality for homeopathy compared to 16.7% for the families who relied only upon allopathic intervention. Those who used Allopathy had a 28 times higher [16.7/0.6=27.8] chance of dying form cholera.
This difference is startling, and as I’ve come to learn, is repeated over and over when a fair comparison can be made.
First up, the reason I held back the reference link to the document in my last stack was because I didn’t want to spoil today’s reveal - as the following information is contained within the same document.
Let the statistics begin
Thankfully the archives have captured case and mortality statistics from the 1800s and 1900s that compare treatment by Homeopathic physicians to that of allopathic. The data I want to start with was collated by an insurance company - an unbiased view.
These comparisons will help you understand why the new school of homeopathy grew in popularity so fast, and why the upper class and royalty chose homeopathy for their health care, and as such, why it was such a threat to the established medical practice.
I will transcribe the introduction section below, then collate the data into charts. But you can read it all for yourself in the book below.
Homeopathy and Allopathy - Statistically Compared
1866
Click on the book to open, or download and read. It is a gold mine of information.
Introducing the curators of this statistical comparison
(Highlights and formatting changes are mine)
This statistical evidence is complied by an independent party, and one with a vested interest in getting the numbers right - A Life Insurance company.
From our esteemed friend, Dr. I. P. Dake, we have received an account of the “Hahnemanian Life Insurance Company” recently established in Cleaveland, Ohio, an undertaking which is destined to create a new era in Life Insurance. And in order to present this important enterprise in the fullest manner to the people, we subjoin an article from the Cleveland Herald, and in connection with it reprint the whole of the article from the London Observer.
From the Clevland Herald , October, 1865
A New Feature in Life Insurance.
Within a few days past there has been organized a new Life Insurance Company, with its principal office in this city, having, besides the usual forms of the old companies, a special section to take risks upon the lives of patrons of Homoeopathy at ten per cent, lower premium rates than upon other lives. The following, from the London Observer, (England) will briefly explain the views and objects leading to the formation of this Company.
The London Observer -
“Opinion of a London Life Insurance Company, as to the relative merits of Homeopathic and Allopathic Modes of Treatment, and their Decision thereon."
A London Life Assurance Office Converted to HOMOEOPATHY, BY THE EVIDENCE OF STATISTICS — The month of December, 1864, marks an epoch in the history of Homoeopathy, the memory of which will be ardently cherished by every Homoeopathician of the present generation; whilst to this period will frequent reference hereafter be made, as that from which, is to be dated a remarkably rapid growth of the system in public estimation.
On the 16th of December, 1864, there met together at the Free Mason’s Hall, in London, under the Presidency of Lord Henry Gordon, a number of individuals, —in no respect identified with Homoeopathy, but simply concerned in the promotion of their own pecuniary interests, —to consider the bearing of the system of medical treatment on the life and health of the community. The parties referred to are the Directors and Shareholders of a Company entitled—“The General Provident Assurance Company. The object of such institution is, we need hardly remark, commercial gain; and one of the principal means employed, is an investigation, conducted with scientific severity, into the duration of human life, with all the concomitant circumstances which tend to affect the health of individuals and classes.
Life expectancy research conducted in a “scientific” manner.
Hitherto, the actuaries of these valuable institutions have disregarded—and therefore omitted from their calculations—the very important consideration of medical treatment. The keeness of competition, however, which characterizes every department of trade, in the present day, and stimulates to their utmost extent the intellectual faculties of our men of business, has at length made itself felt, even amongst these very conservative establishments; and, as a consequence, we find, in the case of the General Provident Assurance Company, the Actuary, directed to make an investigation into the hitherto unexplored region of comparative medical treatment—with what result it is scarcely necessary to inform the readers of this Journal.
To some, at least, of the Directors of the Provident, this result no doubt presented itself in the light of a discovery; to none could it be otherwise than gratifying to learn, that their labor had been rewarded by the acquisition of data, capable of being turned to very profitable account, in the following well ascertained facts:
That persons treated by the Homoeopathic system enjoy more robust health, are less frequently attacked by disease,
and, when attacked, recover more rapidly than those treated by any other system;
that with respect to the more fatal classes of disease, the mortality under Homoeopathy is small, in comparison with that under Allopathy;
that there are diseases not curable at all, under the latter system, which are perfectly curable under the former;
finally, that the medicines prescribed by Homoeopathicians do not injure the constitution, whereas those employed by Allopathists do not unfrequently entail the most serious, and, in many instances fatal consequences.
READ THAT AGAIN AND AGAIN - AND AGAIN!
(I’ve reformatted this to drive the point home!)
They were 5 resounding facts about patrons of homeopathy, independently identified by an insurance actuary through the gathering of the data.
These data obtained, the Directors had but one duty to perform, alike to themselves and to their constituents, which was to summon a meeting of their shareholders, and to lay before them the facts they had collected, and the decision at which they had arrived, viz: “to open a special section for persons treated by Homoeopathic system, at a lower rate of premium than that charged on other lives.”
And without a dissentient voice the proposition of their Directors was adopted by the shareholders of the General Provident Assurance Company.
Here, then, we have a testimony borne to the great practical value of Homoeopathy which nothing can gainsay—against which ridicule and abuse, the only weapons by which we have hitherto been attacked, can avail nothing. It is not with “individual opinion” that our opponents have now to deal—not even with the opinions of such men as the late Archbishop of Dublin; the late Dr. Gkegoky, Professor of Chemistry in the University of Edinburgh; or the late Dr. Samuel Brown, a man worthy to rank with the illustrious Faraday— all of whom lived and died in the faith of the truth of Homoeopathy—not to mention a host of other names of men, living and dead, in every department of literature, science and art.
It is not with individual opinion, we repeat, that our opponents have now to deal. They are now confronted with the result of an investigation directed to be made by a body of commercial men, for commercial purposes,— conducted with that marvellous precision which has exalted the investigations of the Assurance Offices of this country to the rank of scientific verities,—and endorsed by men whose intellectual facilities, when summoned to decide, must have been in liveliest exercise, seeing that they had to determine on a question in which they were without precedent for a guide, and in which their pecuniary interests were deeply concerned.
Well, the great question has been decided, so far at least as one Assurance Office, with its Actuary, Directors and Shareholders, is concerned, and the fact cannot be concealed. It will not be long, therefore, we may confidently predict, before other offices will follow this example. But, however numerous may hereafter become the adopters of this innovation, let it ever be remembered that to the General Provident Assurance Company, belongs the distinguished honor of being the pioneer in this movement. And never let the circumstance be forgotten, which gives life and vigor to the great moral of this narrative—that the decision arrived at was the result of an investigation suggested by an observation of the ever increasing conquests of Homseopathy, especially amongst the highest and best educated classes of Society, but cropping out every where throughout the world, in spite of the adamantine rocks of ancient prejudice and the alluvial deposits of social and professional influence,—and thereby forcing itself upon the attention of intellectual men of business, whose avocation it is to avail themselves of every legitimate opening for the augmentation of their revenues, and the elevation in public estimation, of that branch of industry with which they may happen to be connected.”
“The Hahnemann Life Insurance Company,” has been duly organized under a perpetual charter, with a present Capital Stock of $200,000, and the privilege of increasing the same to $1,000,000, and is located in Cleveland, Ohio, and conducts its business on the same basis as the one spoken of by the London Observer. We observe among its officers the names of some of the most distinguished citizens of Ohio, viz : Hon. Benjamin F. Wade, U. S. Senator; H. M. Chapin, Mayor of Cleveland, and many others.
So the numbers were obvious to these insurance actuaries. That patrons who used homeopathy to remedy their sickness needs have overall better health outcomes and as such, a lower risk of having to claim and thus pay out on a life insurance premium, thus the insurance company could afford to pass on a 10% premium discount. With lower premiums, demand would be increased. It’s business.
What I have yet to investigate is what ever happened with this industry? I suspect they did well for a time, until the medical cartel took over medical education, and reduced the number of homeopaths. If I find out more I’ll share.
Now to the data.
Medical Cases treated under Homeopathic service at the Northern Home for Friendless Children" Philadelphia, Pa. over a 7 1/2 year period ending October 24, 1864
Clearly these children suffered with a wide range of ailments, with a few deaths and a 95.4% cure/relief rate.
Comparison of Homoeopathic with Allopathic Medical Service
From the Annual Reports of the Board of Managers of the “Northern Home of Friendless Children,” Philadelphia, Pa. from August 3, 1853 to May 1, 1865 - 12 year period.
I’ll present here the data from the article in table form.
In European Hospitals where Allopathy was practices the mortality rate was 11-12% compared to 5-6% in hospitals where Homeopathy was practices.
St George Hospital, London (Allopathic) compared to London Homoeopathic Hospitals
St. Marguirite, Paris. Two wards under Homoeopathic charge, side by side with other wards under Allopathic charge. This information is from their overall average of 3 years, 1849-1851:
Hospital at Gyonges
Convent of Refuge
Pennsylvania Hospitals
The following is taken from the reports made annually under oath to the Board of Education in the city of New York - Orphan Asylums.
Children in an asylum where Allopathy is the only form of medical treatment have a near 4 times higher mortality rate than those in the Homeopathic asylum.
As a further proof of the superiority of Homoeopathy over Allopathy, in the treatment of diseases in children, we compare the results of three Institutions in New York and Philadelphia, whose inmates are more alike in age and condition. From their [p]ublished reports, we have:
Report of the General Board of Health, of Edinburg and Leith, Scotland, for the disease cholera:
Europe
In Yellow Fever and Typhus Fever, statistics can be furnished showing the same marked success; but enough has been already furnished, showing the superiority of Homoeopathic treatment.
Can you see now why homeopathy was such a threat to the old, allopathic school of medicine? Did homeopaths deserve to be called quacks?
I’ll bring you more statistics soon.
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misread your name as Just Call me Back....btw mine name is also Jack....